2/8/08 What to Do If You Are Laid Off, Dolans. Practical advice. Steps to take. 2/7/08 Hard Times in the Hamptons, East Hampton Star. Ann Nowak, a Water Mill lawyer with a specialty practice in bankruptcy, said [she] offers free consultations to those who might be facing bankruptcy and foreclosure. 2/2/08 "Sell Your House ASAP." This ad appears on the Internet with the tag - “Avoid Foreclosure." It comes from Asset Marketing Consultants, Inc., 2359 West FR 76, Springfield, MO 65803. A sign of the times but also an idea to think about - when will real estate hit bottom? 1/15/08 Low-Interest Credit Cards. Average Rates on Credit Cards.